Home Loan Transfer
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Loan BADALIYE, or laakho BACHAIYE
jaaniye aap kitna bacha sakte hai
Transfer My Loan
Till date 35% – 40% of housing loans books are with Finance companies which offer loans at higher rates. These loans are availed from Finance company cause of various factors
Home loan Balance Transfer Calculator
Other Bank
Transfer Loan
Reasons for Availing Loan from Finance co.
-
Cibil Related Issue
- Marketing by builder or agents or representatives of such finance companies
- Higher loan amount requirement
- Lack of paper work at borrower end
- Lower income shown in papers
- Lack of awareness and knowledge at borrower (customer end)
Availing loans from such company and small finance banks of micro home loan company
results In customer availing housing loans at rates higher than banks and co operative
banks rates. Rates in these companies are at a higher side typically higher by 1 to 7
percent higher than ususal home loan rates resulting in loss of lacs of rupees to the
borrower
We at transfermyloan guide customer who have availed loans from such finance company
and small finance banks and mirco finance company to nationlised banks private banks
and co operative banks thus saving hard earned money for customer
Home Loan Balance Transfer Feature & Benefits
Top-up facility available
Minimal Documentation
Long Tenure
Eligibility criteria
- Rate of interest
- Currently Rate of Interest Starts 7.30 % for loans above 15 lacs
- Benefits
- RBI Repo Rate link loans
- Transparency in future rate cut by RBI
- Topups Loans available at Competitive Rates
- No Foreclosure charges
- EMI as per our comfort according to age
Home Loan Balance Transfer Eligibility & Document Required
- Salaried
- Self Employed
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
- PAN Card
- Aadhar Card
- Voter ID
- Aadhar Card
- Rent Agreement
- Salary Slip (Last 3–6 Months)
- ITR (Last 2–3 Years) / Form 16 (Last 2 Years)
- EMI Debit Account (Last 12 Months)
- Salary Credit Account (Last 12 Months)
- List of Documents
- Foreclosure Letter
- Loan Statement
- Sale Deed Copy
- Master File
- PAN Card
- Aadhar Card
- Voter ID
- Aadhar Card
- Rent Agreement
- ITR (Last 2–3 Years) / Form 16 (Last 2 Years) with audit reports if applicable
- EMI Debit Account (Last 12 Months)
- Savings / Current / CC account Last 12 months
- List of Documents
- Foreclosure Letter
- Loan Statement
- Sale Deed Copy
- Master File